Flood Insurance in NY
If you are looking to fully protect your home, you need flood insurance! NY homeowners will find the flood protection they need with The Dedrick Agency.
Did you know that even only an inch or two of water can cause thousands of dollars in repair work? This is the reason every person needs flood insurance. NY residents with home insurance need to realize that homeowners insurance does not cover floods. Federal law states that everyone is required to purchase a separate insurance policy to protect against floods.
When looking for flood insurance, NY residents will purchase a policy in one of two categories:
For homes that are in areas with low to moderate flood risk, Preferred Risk Flood Insurance is available. This coverage will ensure that your home and its contents are protected in the event of a flood. Most areas are considered low to moderate flood risk, making this the more prevalent policy.
For those homes that are in a more risky flood zone, The Dedrick Agency offers Standard Flood Insurance policies. With this coverage, building and contents coverages must be applied for separately.
When it comes to flood insurance, NY residents should know that this policy can be very important to the protection of your home. Don’t wait until it is too late – contact a The Dedrick Agency representative today to get a free, no obligation quote on flood insurance!
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